Terms of Service

1. Acceptance of Terms

By accessing and using this website ("Site"), operated by Beaumont Quick Cash, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Site.

2. Service Description

Beaumont Quick Cash is NOT a lender. Beaumont Quick Cash is not a direct lender. We are a lead-generation matching service that connects potential borrowers with third-party lenders. We do not make credit decisions or provide loans directly to consumers. We provide a free service to connect consumers with lenders who may offer short-term loans. We do not make credit decisions, set loan terms, or charge fees to consumers.

3. Not a Lender

Beaumont Quick Cash is not a direct lender. We are a lead-generation matching service that connects potential borrowers with third-party lenders. We do not make credit decisions or provide loans directly to consumers. The actual lender is responsible for all aspects of the loan, including the application process, approval, funding, and collections. Loan terms, including APR, fees, and repayment terms, are set solely by the lender.

4. No Guarantee of Approval

Submitting a loan request through our Site does not guarantee that you will be matched with a lender or approved for a loan. Approval is at the sole discretion of the lender and depends on the information you provide and the lender's underwriting criteria.

5. Credit Checks and Reporting

By submitting your information, you authorize participating lenders to perform credit checks which may include a soft or hard pull from various credit bureaus. Approval is not guaranteed and is subject to the lender's independent underwriting criteria. By submitting your information, you authorize lenders to verify your information and perform credit checks as permitted by law.

6. APR Disclosure

APR (Annual Percentage Rate) for loans through our network typically ranges from 200% to 650% depending on the lender and the specific loan product. High-interest loans should only be used for short-term financial needs and not as a long-term solution.

7. Financial Responsibility

Short-term loans should be used for short-term financial needs only, not as a long-term financial solution. Borrowers with credit difficulties should seek credit counseling. You are responsible for carefully reviewing the loan agreement provided by the lender before accepting any loan offer.

8. State Regulations

Loan availability, terms, and regulations vary by state. Not all lenders operate in all states. In Texas, these services are regulated by the Office of Consumer Credit Commissioner (OCCC). Consumers are encouraged to use these products responsibly. If you are struggling with debt, consider seeking credit counseling services available in Jefferson County.

9. Limitation of Liability

Beaumont Quick Cash shall not be liable for any damages arising from the use of this Site or any loan obtained through a lender connected via our service. All information is provided "as is" without warranty.

10. Contact

If you have questions about these Terms of Service, please contact us at [email protected].